Personal Banking
Savings Accounts
Whether you're bankrolling your child's college tuition or just saving for a rainy day, our savings accounts and CDs can help you get started.
McThrift Savings
A basic savings account if you want immediate access to savings funds.
- $300 minimum opening balance
- Interest accrues daily and is paid monthly
- Three (3) free withdrawals per month
- Monthly statement
- Withdrawals/transfers via Phone Banking, Online, ATM or in-branch visit
- Free eStatements
Round Up to Save
Each time you use your VISA® CheckCard, we'll round up your purchase to the next dollar and transfer the excess amount automatically into your Scottish Bank Savings Account.*
In addition, The Scottish Bank will match 5% of your contributions, up to $250 maximum annually. So, pay yourself each time you make a purchase and watch your savings grow.
*Scottish Bank Personal and Savings Account Required.
Edinburgh Savings
Tiered Premium Savings
This premium account can help you reach your savings goals. As your balance grows, you'll earn higher interest rates while maintaining easy access to your funds.
- $10,000 minimum opening balance
- Interest accrues daily and is paid monthly
- Three (3) free withdrawals per month
- Monthly statement
- Withdrawals/transfers via Phone Banking, Online, ATM or in-branch visit
- Free eStatements
Regular Savings
A basic savings account for people who want immediate access to savings funds.
- Interest accrues daily and is paid quarterly
- Three (3) free withdrawals per quarter
- Quarterly statement
- Withdrawals/transfers via Phone Banking, Online, ATM or in-branch visit
- Free eStatements
Scottie Club
An account for individuals under the age of 12 that earns interest and is opened by a parent or guardian.
- $10 minimum opening balance
- Interest accrues daily and is paid monthly
- Three (3) withdrawals per month
- Monthly statement
- Free eStatements
- Withdrawals/transfers via in branch only by parent or guardian on account
- A Scottie Club Membership Kit & Card
- An original "retired" Scottie TM Beanie Baby (while supplies last)
- A Scottie Club coin holder
- A Fun Pack of gift certificates from local area merchants
- An invitation to attend special age appropriate educational seminars and events
Special one-time prizes as your child reaches 6 savings levels for every $50 saved over the opening deposit:Scottie Club Pennant at $50, Scottie Club Sticker at $100, Scottie Club Pen at $150, Scottie Club Magnet at $200, Scottie Club School Kit at $250 and Scottie Club Lapel Pen at $300
CDs
Certificates of Deposit can play a central role in your overall savings plan, as interest does not change over the term of the CD. Based on your needs, The Scottish Bank has competitive rates and terms and an automatic renewal option for your convenience.
- $1,000 minimum opening balance
- Maturity dates up to 5 years