Personal Banking
Loans
When you need a loan, you need a bank that can make local decisions to make the process from application to closing quick and easy. The Scottish Bank offers a variety of loan programs and experienced lenders to help find the right one for you and your family.
Consumer Loans*
Installment loans that fit your lifestyle and your budget. With competitive rates, these loans can help you buy a car, make home improvements . . . just about anything.
- Ideal for consolidating high-interest loans or credit cards
- Reduce monthly payments
- Option to have automatic draft from your checking or savings account
- Manage loans via Online Banking
Home Equity Loans*
A consumer loan that allows you to use your home as security. May use for car loans, education, remodeling your home, etc. at a fixed rate.
- Minimum of $5,000
- No application fee
- No annual fee
- Fixed rate
Firstline*
As a homeowner, you can borrow against the equity you've built for remodeling with a revolving line of credit. We provide easy access to your account through convenience checks, and automatic payments can be deducted from your checking account.
- Minimum of $5000
- Interest earned may be tax deductible*
- Variable rate
- Revolving credit
- Free eStatements
VISA® Credit Cards*
The Scottish Bank provides several credit cards with competitive rates and significant benefits. Platinum, Cash Rewards Platinum, College, College Rewards, Secured Cards, and Young Adult programs are available.
A credit card through The Scottish Bank offers financial flexibility, with purchasing power and ready access to cash at locations around the world. Whether you use your card for a purchase or a cash advance, The Scottish Bank's credit cards can accommodate your lifestyle at competitive rates.
Apply for a VISA® Rewards Card
*consult your tax advisor *All loans are subject to loan approval
Loan Calculator