The Scottish Bank

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Investor Relations

The Scottish Bank, N.A. is a wholly owned subsidiary of SCBT Financial Corporation (NASDAQ: SCBT). SCBTFC is a registered bank holding company incorporated under the laws of South Carolina.

The Company has three subsidiary banks which are South Carolina Bank and Trust, N.A., South Carolina Bank and Trust of the Piedmont, N.A. and The Scottish Bank, N.A.

Providing financial services for our customers for over 73 years, SCBT Financial Corporation operates 50 financial centers in 16 South Carolina counties and Mecklenburg County of North Carolina and has assets of approximately $2.8 billion. For more information, visit www.SCBTonline.com.