Business Banking
Streamlining Operations
A bank should offer you more than loans and deposits. At The Scottish Bank, we offer a variety of value-added benefits to our customers. It’s our way of saying “we want your business.”
Merchant Services
Unlike other Merchant Services providers, our representatives are bank employees who specialize in tailored solutions to meet your needs.
- Process transactions with all the major credit card companies
- Processing methods include Dial Pay, terminal or PC
- Fees deducted monthly
- No cancellation fees
- Rate based on average ticket, processing option and transaction volume
Remote Deposit Capture
Deposit checks electronically from your desktop. With Remote Deposit Capture, you can scan checks received from customers and send deposits electronically to the bank, anytime day or night. It’s the quickest way to turn check deposits into cash.
- Consolidate funds from remote locations into one bank
- Make deposits anytime
- Save time preparing deposits
- Reduce risk of check fraud
- More secure
- Cut down on trips to the bank
Business Courier Service
Save time and money by allowing our experienced and reliable couriers to pick up your deposits.
- Schedule pick-ups at your convenience to handle deposits and deposit employee checks
- For your security, our courier provides you with a detailed receipt of your transactions
- All couriers are fully bonded
- Couriers are limited to $1,000 cash per pick-up
Payroll Services
The Scottish Bank partners with an experienced payroll processor in order to offer your business a complete set of employee administrative services.
- 24-hour direct online access to your employee data
- Have your payroll checks, cash analysis, tax liability summary, new hire reporting and more done for you
- Multi-state tax filing capabilities
- All year-end requirements are completed for you
Zero Balance Account
A Zero Balance Account saves your company time and money and makes you more efficient by automatically transferring funds to your payroll or other types of accounts when they are needed. By having all available funds in one centralized operating account, it becomes easier to invest excess funds, and if you have an outstanding balance, you can pay it much easier from one account.